GM XS WEAR – GM Lease Vehicles ONLY

XS Wear

Product Description

  • Only available for GM vehicle leases.
  • XS wear covers most wear-and-tear that may result in additional costs.

Program Terms:

  • Coverage up to $3,500 of wear-and-tear charges, as detailed in the lease schedule guidelines.
  • Deductible may apply.
  • Coverage applicable upon lease contract maturity.
  • Valid for lease terms of 24 to 60 months and 12-month extensions of contractual terms.


  • Stains, burns and tears on upholstery and carpet.
  • Dings, dents, scratches.
  • Worn tires and wheels (Excluding winter tires).
  • Cracked or broken glass.
  • Damaged/chipped paint.
  • Excess kilometers up to 999 kms.


  • Damage due to dishonest, intentional, fraudulent, criminal or illegal acts.
  • Damage due to a single incident over $1000, which would normally be covered under an automobile policy.
  • Damage resulting of a race, speed contest or other contest.
  • Loss if the odometer has been stopped, altered, tampered with or disconnected.
  • Missing parts of $150 value or greater.
  • Damage to loss to any parts added to the vehicle after delivery.
  • Coverage limited to a maximum of $1750 or 50% of normal coverage amount, if vehicle has been driven an average of 40,000 or more kilometers per year.
  • Mechanical items, substandard repairs or winter tires.
  • Other exclusions may apply; please refer to Terms and Conditions set out in the XS wear schedule.


Program Eligibility:

  • Current model year, new vehicles only.
  • Coverage must be purchased prior to delivery of the leased vehicle.
  • Coverage is available on GM cars and pick-up truck models.
  • Not valid for vehicles used as:
    • Public transportation
    • Private/public carrier or livery vehicle
    • Ambulance
    • Daily rental
    • Car dealers
    • Police or fire services
    • Taxi or driver’s education
    • Vehicles used for commercial purposes

Please contact us at (905) 845-1681 if you are interested in purchasing a package or packages. We will gladly book an appointment for you to meet with one of our financial managers to discuss eligibility, conditions and prices.